2025/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
Interest Income | 26,681,000 | -13.446% | 61,277,000 | 59,439,000 | 34,782,000 | 28,507,000 |
Interest Expense | (12,342,000) | -19.559% | (30,493,000) | (27,144,000) | (9,231,000) | (4,685,000) |
Net Interest Income | 14,339,000 | -7.389% | 30,784,000 | 32,295,000 | 25,551,000 | 23,822,000 |
Other Operating Income | 6,636,000 | 34.115% | 10,753,000 | 8,527,000 | 8,848,000 | 25,710,000 |
Total Operating Income | 20,975,000 | 2.663% | 41,537,000 | 40,822,000 | 34,399,000 | 49,532,000 |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | (16,350,000) |
Net Operating Income | 20,975,000 | 2.663% | 41,537,000 | 40,822,000 | 34,399,000 | 33,182,000 |
Operating Expenses | (7,565,000) | 0.558% | (15,193,000) | (14,624,000) | (13,795,000) | (14,134,000) |
Impairment Losses on Loans & Advances | (4,738,000) | 209.067% | (4,825,000) | (6,304,000) | (7,669,000) | (2,844,000) |
Other Impairment Losses | (123,000) | -- | 39,000 | 52,000 | 14,000 | 27,000 |
Operating Profit / (Loss) | 8,549,000 | -24.982% | 21,558,000 | 19,946,000 | 12,949,000 | 16,231,000 |
Change in FV & Impairment on Inv. Prop. | (346,000) | 148.921% | (583,000) | (34,000) | (108,000) | 82,000 |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
Share of Results of Asso. & JCEs | (106,000) | -- | 39,000 | 193,000 | (10,000) | 72,000 |
Profit / (Loss) before Taxation | 8,097,000 | -28.389% | 21,014,000 | 20,105,000 | 12,831,000 | 16,385,000 |
Taxation | (1,221,000) | -13.953% | (2,645,000) | (2,267,000) | (1,509,000) | (2,439,000) |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
Non-controlling Interests | 4,000 | -20.000% | 10,000 | 10,000 | 14,000 | 14,000 |
Others | -- | -- | -- | -- | -- | -- |
Profit / (Loss) Attributable to Shareholders | 6,880,000 | -30.456% | 18,379,000 | 17,848,000 | 11,336,000 | 13,960,000 |
2025/06 - Interim HKD(K$) | %Chg (Compare to Interim) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
Depreciation & Amortisation | 1,573,000 | 3.215% | 3,133,000 | 2,849,000 | 2,676,000 | 2,538,000 |
Directors' Emoluments | -- | -- | -- | -- | -- | -- |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
EPS (cts) | 334.000 | -33.730% | 933.000 | 897.000 | 553.000 | 693.000 |
DPS (cts) | 260.000 | -- | 680.000 | 650.000 | 410.000 | 510.000 |
Dividend Payout Ratio (%) | 77.844% | -- | 72.883% | 72.464% | 74.141% | 73.593% |
Cash flow per share ($) | -- | -- | -- | (44.179) | 70.561 | (7.416) |
NBV per share ($) | 84.517 | -- | 83.907 | 81.799 | 90.045 | 90.273 |
Remarks: | Real time quote last updated: 20/08/2025 17:59 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K$) | HKD 6,880,000 |
%Change | -30.456% |
EPS / (LPS) | HKD 3.340 |
NBV Per Share ($) | HKD 84.517 |